The Cashless Debit Card (CDC) works as an effective tool in helping to minimise the social harm caused by excessive alcohol consumption, illegal drug use, and gambling.

Card holders receive 80% of their benefit on a debit card. The other 20% is deposited into a standard bank account and is available to be withdrawn as cash.

The benefit amount remains the same and the CDC only applies to those on working aged benefits, not aged or veteran pensions.

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Trial experience from 3 cities from 2015: